Since the iPhone is an advanced piece of equipment that provides users with access to thousands of applications, it needs to be properly protected. If you are currently using a VOIP application on your iPhone that allows you to place calls without using your minutes, chances are you are using it quite frequently in order to save money.

Another way to save money and to protect your phone is purchasing iPhone insurance. The purpose of the insurance is to provide you with a replacement phone or repair your current phone if it becomes damaged.

iPhone insurance covers:

* accidental damage,
* theft,
* liquid damage and
* it will even cover you if you are in another country.

If you had to submit a claim, you would only need to pay the excess fee to get your phone repaired or replaced. The insurance is cheaper than having to purchase a new iPhone -- the premium is only £5.99 per month over the insurance term!

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