Archive for June, 2009
Remove The Worry
The very idea of having your iPhone insured is to take away the pain of: (a) having to spend more time than necessary without your phone, and (b) spend more money than you wish to obtain it’s replacement. The speed with which you are supplied with a replacement for your stolen or damaged iPhone varies between insurance companies, but you should be back up and running inside 3 days.
If your anything like me, you will probably find that your totally dependant upon your iPhone. No longer are many phones simply devices that you use to speak to someone and send text messages. No, the iPhone is so much more, and as such it will almost certainly become a very valuable piece of equipment which you will find yourself using every day to organise your life.
The great advantage of having your iPhone insured is that you will be covered for both theft (mobile phone theft is the fastest growing crime in the UK) and damage to the phone. Even if you are travelling abroad you are still covered.
Some people don’t bother with insurance for their mobile phones, making the assumption that they are covered by their household contents policy. However, its best to check this properly first, because many of these policies will only pay out a fixed amount for certain gadgets. There is nearly always an excess to pay (which could be as much as the phone is worth) and the process will certainly tale much longer than a specialised company.
It could be that you are a very careful person. You would never let your expensive iPhone out of your sight, and you would certainly never treat it harshly or cause it to become damaged in any way.
On the other hand, you may be the total opposite. Always dropping it or even being the serial victim of mobile phone theft.
Mobile phone insurance is perfect for both of the above types of phone owner because it gives you tremendous peace of mind.
Simply knowing that your phone is fully insured and you will have a replacement in a few days will prevent you from making (sometimes) instant dangerous decisions.
Plan Ahead Before You Regret It
There is one mobile phone fact which never fails to amaze me, and that is that every year an estimated 800,000 British people damaged their mobile phones by dropping them down the toilet. Water is obviously very damaging to your mobile phone, a fact which instantly springs to mind if you’re unfortunate enough to damage your phone in this manner.
A couple of stories which I have heard to illustrate the dangers, firstly a large American man who tried to retrieve his mobile phone after it fell down the public sewer drain. Upon removing the cover and trying to get his head and arms down to find his phone, he overbalanced and became wedged. By the time he was rescued he had drowned.
Just a few weeks after also in America, two friends who were fishing found themselves in difficulties after one dropped his phone into a lake. He was unable to save the phone and struggled himself. His friend jumped in to help him and by the time someone in another boat came to their assistance one of them had drowned.
The thing is, it’s only a phone and it can be replaced. However at the time panic seems to set in as you quickly consider the cost of your phone and the information it contains.
By far the best thing to do is to buy insurance cover for your mobile phone. For only a few pounds each month your phone will be covered for theft, accidental damage and a host of other costly problems. Hopefully you will never need to think about it, but if you do have a spur of the moment decision to make such as those mentioned above, the fact that your phone is insured should make you realise that it’s simply not worth risking your life over.
If you do drop your phone into water and you are anywhere near your home here’s a little tip which may just be worth trying. Firstly remove the battery instantly. This will help prevent any short circuits assuming of course it’s not already too late. Find a bag of rice and cover the phone and battery and leave it for 48 hours. The rice will draw out the moisture from the phone and battery and there is a chance they may both work perfectly after this. If you drop your phone into salt water this trick is only possible if you make sure you quickly rinse in fresh water first before covering with the rice.
If this fails you then have to take out your insurance policy, complete the forms and get your replacement phone.
You cannot plan what you will do in the event of an accident by its very nature. However you should plan ahead just in case an accident does occur. Transfer all of your files and photographs from your mobile phone on to your computer at regular intervals. Also you can obtain free software which will back up your phone on to your computer’s hard drive. This will include all your important contacts addresses and phone numbers, as these are very often the greatest cause of headaches when you damage your phone.
Manufacturers are nowadays producing more and more sophisticated mobile phones. These are obviously very expensive, and if you own an expensive phone you should have no hesitation at all in all obtaining insurance cover.
iPhone Insurance
Insure Your Phone For Peace Of Mind
Have you a mobile phone? It would be a fairly safe guess that you always have because, it’s a fact we almost all have a phone. If you are one of the more wealthy folk who possesses a spanking new expensive phone then you really must think about mobile phone insurance.
It’s not very expensive, and when you take into account the cost of being charged for a new phone, it’s quite a good buy. Regardless if your phone is subject to a mobile contract and the company replaces it, they will nevertheless bill you the full price for the replacement mobile.
A break-in at your house will undoubtedly mean most valuable items including your mobile phone will be speedily put into a sack as the burglars search for anything nice. You will as likely as not find your family contents insurance will not cover, or at least will not completely cover the amount of being without your phone.
Don’t forget there is also the additional disappointment of losing all the data such as your address book when your phone is damaged, stolen or bites the dust. Now certainly, mobile phone insurance is helpless to avert that from happening, but there are facilities to back-up the information and restore onto a different unit should the worst thing happen.
There is additionally permanently the fear of an accident and damaging your phone.
A fun recollection of mine involved a builder acquaintance who was eternally moaning of breaking his phones, for they would regularly fall out of his pocket whilst he was climbing a ladder. A fork lift once drove over his jacket with the phone in the pocket, and the bricklayers even cemented it into a wall (that one was cold-blooded). Then, along came the lavishly rubber coated Nokia which was reckoned “unbreakable”. We were in a pub when he showed it to me, explaining how he could drop it from the top of the ladder and it would still function correctly. To demonstrate, he dropped it from a couple of feet onto the ground. You guessed it. It never worked again.
Mobile Phone Insurance gives you immense peace of mind. I don’t suggest you can be blasé about your phone as indeed any of your personal effects purely seeing that they are insured, but if you are one of those persons I spoke of earlier with an expensive phone you will save yourself an awful lot of money if anything bad indeed does take place.
iPhones and Gadgets
Just how many pieces of electronic gadgetry do we carry around on a daily basis? First and foremost is probably the mobile phone. Next up is the ipod or MP3 player for our entertainment purposes. A camera, laptop computer, calculator and so on.
Wouldn’t it be great to be able to combine each of those into one hi-tec gadget? Well now we can. Enter the iPhone.
The iPhone is not so much a phone that you have to personally adapt yourself to use; you configure it and add applications to suit the way you want to use it. And it’s gorgeous to look at as well.
Everything is done via a touch screen. It looks the most complicated phone on the market. In fact, after only a few moments use, you realize it’s actually the simplest phone on the market.
You can browse the Internet and send / receive emails, watch movies, listen to music and even watch TV. It allows you to play games or use it as an office for your work.
All of this from such a small item. Just think of the space saved in your pocket.This technology obviously comes at a price, but it’s well worth the money, even if you only use a fraction of the range of extra applications available.
Once you have become used to using an iPhone on a daily basis, you will understand how indispensable it really is. You won’t find yourself asking how you ever survived without a mobile phone; you will wonder how you ever survived with ONLY a mobile phone.
Make certain to back up your information, and insure your iPhone against damage, theft or other disasters, because you will never go back to a plain old mobile phone!
iPhone insurance is not only cheap, but it gives you tremendous peace of mind.
iPhone Repairing And iPhone Insurance
Browsing through pages on the internet, you will find a multitude of companies and websites selling iPhone spares and equipment, enabling you (at a cost) to carry out repairs yourself.
The most common repair needed to the iPhone is the need to replace a cracked or damaged screen. Simply to buy a new screen will cost you at least £50. In addition you will need to purchase some tools with which to open up your precious phone. These cost about another £15, but be warned, even then it’s not easy.
I had to dismantle my 3G to remove the sim card which had become jammed inside the tray. It’s one of the first 3G’s and nobody was interested in trying to repair it for me. I had to remove the screen to gain access and this was not easy at all. I ended up scratching the edges of the glass.
My friend has replaced 2 screens and a communications board. This cost him £370…almost as much as his iPhone did new 10 months ago. It would only have cost him a little over £50 to insure it for damage, and it would also have been covered against theft and damage as well!
Take a word of advice from me. Leave the repairs to the experts. It really is NOT easy. Everything inside is so small and complex. It took me over 2 hours to refit a tiny cable connector I’d had to remove.
Insure your precious iPhone and avoid the worry.
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