Have you a mobile phone? It would be a fairly safe guess that you always have because, it's a fact we almost all have a phone. If you are one of the more wealthy folk who possesses a spanking new expensive phone then you really must think about mobile phone insurance.

It's not very expensive, and when you take into account the cost of being charged for a new phone, it's quite a good buy. Regardless if your phone is subject to a mobile contract and the company replaces it, they will nevertheless bill you the full price for the replacement mobile.