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Posts Tagged ‘Car Insurance’
We often see this term on our car insurance and for some who got their first insurance for their iPhone, a few were surprised to see that we also have an excess fee. The rationale is quite the same; when you want to claim for your policy, whether for loss, theft or accidental damages, you first must pay the excess fee before the insurance company will pay or send you a replacement phone.
This is a simple way to effectively screen out insurance frauds and protect the company from financial loss. In simple terms, imagine the insurance company having to pay for each and every single policy at a certain time, there is a possibility that it will experience a financial turmoil. The excess fee is a self preserving guideline in the insurance industry to protect the provider and the client as well.
When getting comprehensive iPhone insurance, there will also be an excess fee if you will need to make a claim. But on a positive note, the excess is still very minimal compared the amount you will have to shell out if you lose or accidentally damage your iPhone without insurance. For only £5.99, you can already avail iPhone insurance that will insure your Apple iPhone 3GS or iPhone 4 from theft, accidental damages, fraudulent calls and with an optional loss cover as well. For more information, don’t forget to read our terms by visiting our main site today.
The word insurance is usually associated with health, life, disability, car and home insurance. These policies protect individuals and their possessions during covered events. The main purpose of insurance is to try to make the individual whole again by replacing or repairing the item that is insured.
iPhone users can now have the peace of mind they are searching for with regards to their iPhone. By purchasing iPhone insurance, you will be covered for accidental damage, damage that is caused by liquids, and theft of the device.