Mobile phones are not just for talking -- they can be used to listen to music while walking or running. Individuals can enjoy music during their lunch hour and take a nice walk to relax.

With all of the application features that are available to users, more and more people are multi-tasking which can lead to unexpected damage or theft. Walking with the device often results in not paying attention to your surroundings. Since the phones are very thin, they are sometimes hard to hold -- many are falling onto the ground and breaking.

Individuals whose phones have fallen to the ground typically have to purchase a new one because they are so badly damaged, this can lead to a bill in the hundreds of pounds. A great way to avoid having to pay for a new phone is to have a decent policy cover. The policy cover provides the owner with protection against accidental damage, liquid damage and theft.