If your iPhone was to suffer accidental damage or become a victim of theft, without iPhone insurance you would need to purchase a second phone at full price, which is an added expense that many individuals cannot afford to incur.

Many people get their iPhone at a discounted price due to a special offer with their phone provider. This means that you would have to pay the full retail price for a replacement phone, which can be in the hundreds of pounds.

The cost-benefit of having iPhone insurance lets you save a lot of money. If you were to have a claim, you would only need to pay a small excess fee to get a replacement -- this makes it obvious that iPhone insurance is the right choice for you if you need to protect your iPhone.