Without a doubt the iPhone 4 is a very, very cool new piece of kit, with its enhanced camera, steel band, improved processor and 3-dimensional gyroscope. The only downside is that is very expensive to repair or replace if yours is stolen or damaged.

It looks like it *might* be slightly tougher than the previous iPhones - we just dont know yet (they said the first iPhone 2g would be mega durable - and that didnt bounce well). 

But it is still incredibley stealable - with its iconic - and very visible design and classic and noticeable headphones - which identify it to a potential theif that it is the new and very valuable iPhone 4.

Do you want to leave it to chance or do you want to get protected with iPhone 4 insurance ?