* Liquid damage -- water, beverage, coffee, etc.
* Accidental damage -- dropped the phone, sat on the phone, etc.
* Theft -- having the device stolen from you

The iPhone insurance policy will also cover you when you travel. iPhone insurance will protect you in these events, as long as you make your easily-affordable monthly premiums payments. If a claim has to be submitted, you are then required to pay the small excess fee.

Insurance can provide you with peace of mind. You will be able to relax knowing that if one of the covered events were to occur, the insurance would repair or replace your mobile phone. iPhone insurance really does provide the user with the security that they need.