To make it easier for you to use, the Terms are now available here. (opens in a new window, in PDF format. If you cannot read it, install Acrobat Reader here)

Key Facts available here. (opens in a new window, in PDF format. If you cannot read it, install Acrobat Reader here)

If you have not yet ordered then the Terms above will apply to you when you order. The above Terms came into effect on 17th November 2010. If you ordered previously between September 8th 2010 and 17th November 2010 then the previous Terms will apply to you together with the parallel Key Facts.

If you ordered before September 8th 2010 then these Terms and the parallel Key Facts are Key Facts will apply.